Got a Mastercard gift card? It works online and in store everywhere Debit Mastercard is accepted in the US, and the funds never expire. That makes it perfect for the practical fall purchases you keep putting off. Here are three ideas, plus exactly how to use the card at checkout.

How to use your Mastercard gift card online
- At checkout, enter the card number, expiration date and security code just like a regular debit card.
- Make sure your balance covers the entire purchase, including taxes and shipping.
- You can also add the card to your mobile wallet and pay contactless in store.
- The card is fee-free after purchase and the funds never expire.
- Not sure what’s left? Check your Mastercard gift card balance before you shop.
1. Cozy up your living room with IKEA

Shorter days mean more evenings on the couch, and IKEA is the cheapest way to make that couch irresistible. Since ikea.com accepts Debit Mastercard, your gift card works there like any other card.
- HUMLEMOTT throw: a soft off-white throw that instantly warms up the room.
- VALLKRASSING throw: extra large at 59×79 inches, in four calm colors.
Browse all blankets and throws at IKEA.
2. Win the leaf season with The Home Depot

The leaves are coming whether you’re ready or not. A good blower turns a weekend chore into a twenty-minute job, and The Home Depot stocks the models the reviews rave about.
- RYOBI 40V cordless leaf blower: battery powered, no cords, no gas.
- ECHO gas handheld leaf blower: the lightweight workhorse for bigger yards.
Browse all leaf blowers at The Home Depot.
3. Layer up for fall at Old Navy

Fall in the US means layering weather, and Old Navy is the easiest place to stock up without blowing the budget. A gift card balance goes a long way here.
- SoSoft cropped crew-neck cardigan: the soft layer that goes with everything.
- SoSoft crew-neck cardigan sweater: a classic fit in seven colors.
Browse all women’s sweaters at Old Navy.
Mastercard gift card: quick answers
Where can I use my Mastercard gift card?
Online and in store everywhere Debit Mastercard is accepted in the US, including IKEA, The Home Depot and Old Navy.
How do I pay online?
Enter the card details at checkout like a regular debit card. Your balance must cover the full order total, including taxes and shipping. If your cart costs more, many stores let you split payment with another card.
Do the funds expire?
No, the funds never expire, and there are no fees after purchase.
How do I check my balance?
Via the official balance checker, using the card number on the back.
Got an American Express gift card too? See what to buy with an American Express gift card.
This article contains links to retailers. If you buy through one of them, Giftomatic may earn a small commission. It costs you nothing extra and does not influence which shops we include.




